INDIVIDUAL CREDIT CARDS
Individual Credit Cards
Our Visa Individual Credit Cards which are Gold, Classic & Platinum can be used locally and internationally to withdraw cash at ATMs, make purchases online and at merchant outlets like shops and restaurants.
CREDIT LIMITS
- Prime Visa Gold Card - credit limit of KShs. 250,000 and upto KShs. 1Million.
- Prime Visa Classic Card - with credit limit below KShs. 250,000
- Prime Visa Platinum Card - with a limit of KShs. 1Million and above
ELIGIBILITY
The Prime Visa Individual Credit Cards may be issued to the following Account holders:
- Faida Accounts holders
- Personal Current Account Holders
CHARGES
| TYPE OF CARD | JOINING FEE | ANNUAL FEE | POS CHARGES | ATM CHARGES |
|---|---|---|---|---|
| CLASSIC | KSHS 2,400 | PRIMARY - KSHS 3,600 SUPPLEMENTARY - KSHS 2,400 | N/A | 5% OF THE AMOUNT WITHDRAWN |
| GOLD | KSHS 3,600 | PRIMARY - KSHS 4,200 SUPPLEMENTARY - KSHS 2,400 | N/A | 5% OF THE AMOUNT WITHDRAWN |
| PLATINUM | N/A | PRIMARY - KSHS 6,000 SUPPLEMENTARY - KSHS 6,000 | N/A | 5% OF THE AMOUNT WITHDRAWN |
The cards may also be issued to Non-Account holders based on the credit worthiness of the applicant subject to satisfactory due diligence.
HOW TO PAY FOR YOUR CREDIT CARD DUES:
1. By Cash/Transfer Cheque/Clearing Cheque at any of our Branches specifying your Card Number
2. You can now pay your credit card dues through “Prime Mobi”, Mobile Banking App
=> Log in to Prime Mobi
=> Go to “Services”
=> Go to “Bill Payment”
=> Select Biller as “PRIME CREDIT CARD”
=> Submit
=> In the utility A/C Number enter your 16 digit card number
=> Enter the amount you want to pay
=> Submit
=> Enter your transaction PIN to confirm the transaction
3. Pay By MPESA
=> Go to Lipa na M-PESA
=> Go to Paybill
=> Go to Enter Business Number
=> Type Business Number as 982800
=> Go to Enter Account Number
=> Type your Credit Card Number as Account Number
=> Enter your MPESA PIN