INDIVIDUAL CREDIT CARDS
Individual Credit Cards
Our Visa Individual Credit Cards which are Gold, Classic & Platinum can be used locally and internationally to withdraw cash at ATMs, make purchases online and at merchant outlets like shops and restaurants.
CREDIT LIMITS
- Prime Visa Gold Card - credit limit of KShs. 250,000 and up to KShs. 1Million.
- Prime Visa Classic Card - with credit limit below KShs. 250,000
- Prime Visa Platinum Card - with a limit of KShs. 1Million and above
ELIGIBILITY
The Prime Visa Individual Credit Cards may be issued to any Prime Bank Account holder, subject to approval.
The cards may also be issued to Non-Account holders based on the credit worthiness of the applicant subject to satisfactory due diligence.
Fees & CHARGES
| Credit Card | Charges (All charges attract Excise Duty) |
|---|---|
| GOLD | |
| Joining Fee - Primary | KShs. 3,000 |
| Joining Fee - Supplementary | KShs. 3,000 |
| Annual Fee - Primary | KShs. 3,500 |
| Annual Fee - Supplementary | KShs. 2,000 |
| CLASSIC | |
| Joining Fee - Primary | KShs. 2,000 |
| Joining Fee - Supplementary | KShs. 2,000 |
| Annual Fee - Primary | KShs. 3,000 |
| Annual Fee - Supplementary | KShs. 2,000 |
| PLATINUM | |
| Joining Fee - Primary | Free |
| Joining Fee - Supplementary | Free |
| Annual Fee - Primary | KShs. 5,000 |
| Annual Fee - Supplementary | KShs. 5,000 |
Other Credit Card CHARGES
| Credit Card | Charges (All charges attract Excise Duty) |
|---|---|
| PIN Reprint Fee | KShs. 250 |
| Card Replacement | KShs. 2,000 |
| Statement Copy Request | Free |
| Copy of Sales Receipt | Free |
| Credit Card | Charges (All charges attract Excise Duty) |
|---|---|
| Overlimit Fee | 3% of the overlimit amount, which is in excess of the approved Credit Card limit |
| Late Payment Fee | 5% of the minimum amount due on the previous month’s statement |
| Debit Interest | 0.75% per month above the Bank Lending Rate |
| Cash Withdrawal | 5% of the amount withdrawn |
| Interest Charges on Cash Withdrawals | 0.75% per month above the Bank Lending Rate |
The cards may also be issued to Non-Account holders based on the credit worthiness of the applicant subject to satisfactory due diligence.
HOW TO PAY FOR YOUR CREDIT CARD DUES:
1. By Cash/Transfer Cheque/Clearing Cheque at any of our Branches specifying your Card Number
2. You can now pay your credit card dues through “Prime Mobi”, Mobile Banking App
=> Log in to Prime Mobi
=> Go to “Services”
=> Go to “Bill Payment”
=> Select Biller as “PRIME CREDIT CARD”
=> Submit
=> In the utility A/C Number enter your 16 digit card number
=> Enter the amount you want to pay
=> Submit
=> Enter your transaction PIN to confirm the transaction
3. Pay By MPESA
=> Go to Lipa na M-PESA
=> Go to Paybill
=> Go to Enter Business Number
=> Type Business Number as 982800
=> Go to Enter Account Number
=> Type your Credit Card Number as Account Number
=> Enter your MPESA PIN