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FMB currently conducts its banking business through a countrywide network of 24 branches and Agencies. These branches are in Blantyre, Limbe, Lilongwe, Capital City Centre, Mzuzu, Zomba and First Corporate Services.

The agencies are in Karonga, Mangochi, Kasungu, Mponela, Mchinji, Dedza, Liwonde, Dwangwa, Rumphi, Nkhatabay, Mzimba, Area 23, Ndirande, Chichiri Agency at Chichiri Shopping Mall in Blantyre, Crossroads Agency at Cresta Shopping Mall in Lilongwe and Kanengo Agency in the Lilongwe Tobacco Auction Floors.

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